Be Inspired February 2014 (6) | Page 23

23 BE INSPRED, FEBRUARY 2014 How to Pay Off Your Huge Debt as Fast as Possible Day by day you’re getting more depressed, tired. You’re carrying a heavy burden of debt month after month. You are no longer capable of pulling the chain off the old mortgage, consumer debt, education loan, credit card, etc. You’re just trying to keep your head above water. You know, there is no magic wand or a delete button that can pay off your huge amount of debt right now. There are obvious and practical ways to help you break out the chain of your old debt. Here’s how to you can pay off your lingering debt by learning some easy and practical tips. Say No to New Debt 0 PAYMENT $ It’s time to say, “Goodbye,” to all kinds of new debt, whether it’s a consumer debt or a mortgage. I really mean it. You can’t pay off your old debt completely as you’re making new debt on a regular basis. For example- there’s so much marketing in media singing a new song about an amazing must have product. Then, you dive head first and buy the item. The marketers are even trickier by giving you a payment plan that you can afford to take away your hard earned money. Now you are engaging in a cycle to help reduce the chance of you cutting down your old debts. You need to take a strong stand against all the unnecessary debt. That’s the first thing you have to do. Calculate Your Interest and Prioritize Do you know how much is the sum of your debt that you still have to pay off? Most people are not aware of their debt total. It is so important that you do this. To better deal with that, make a list of all your debts with the amounts and interest rate. Find wasted money (money that you can’t keep track of) from your budget and use it to help to pay off your debt. The