BBNC Code of Ethics Code of Ethics_Light_final_joomag 2 | Page 33

A round the globe UPHOLDING OUR INTEGRITY WORLDWIDE As we have grown and extended our business operations not only throughout the nation, but also throughout the world, we are continually challenged to hold true to BBNC’s culture and values while respecting the different practices of other cultures or geographic locations. Our sense of honesty, integrity, and leadership does not allow us to participate in dishonest business practices even when they may be commonplace or accepted customs in certain industries or cultures elsewhere. We will never offer or accept any bribe, kickback, or dishonest gift, of any kind or nature, to or from local or foreign civil, religious, government, or military official. In locations where standards of business differ from those in the United States, we will maintain compliance with the provisions of the U.S. Foreign Corrupt Practices Act as well as the laws of the jurisdiction in which we are doing business. 31