BBNC Code of Ethics Code of Ethics_JooMag | Page 9

PURPOSE & APPLICABILITY Operating with The legal and ethical principles that comprise this Code must guide our behaviors and conduct. This Code is broadly stated and not intended to replace BBNC and BBNC companies’ policies and procedures. Rather, it has been developed to provide a common understanding of BBNC’s values and ideals to which we aspire in the conduct of BBNC’s business activities. BBNC is proud of our subsidiaries and employees. We take pride in the work that we perform every day. We expect ethical and honorable behavior of ourselves, those who work for us, and those we work with — our business partners, vendors, and clients. We set our performance standards high and we expect to be judged by the quality of our work. We want to work with companies and individuals that share our values. This Code applies to all directors, officers, employees and agents of BBNC and BBNC subsidiaries. When the Code talks about “BBNC” or the “company,” it is intended to include BBNC corporate employees as well as that of its subsidiaries. BBNC is committed to ethical behavior, integrity, honesty, and compliance with the law. This Code is designed to set out the standards that we expect all of our employees to follow. Please take time to read and understand this Code. We expect all BBNC employees to read, understand, and follow this Code. If there is something in the Code that you do not understand or you would like further guidance, please ask questions! Updates and Revisions to the Code of Ethics and Business Conduct This document is updated periodically to reflect changes in laws, policies, and procedures. The most current and authoritative version of the Code is available at: www.bbnc.net and www.info.bbnc.net. BBNC Code of Ethics | Ethics Hotline: 1.866.513.7078 | Effective May 17, 2019 | www.bbnc.net 7