BBNC Code of Ethics Code of Ethics_JooMag | Page 6

Our Culture & Values When we think about how we achieve our mission, it all depends on building trust with people and organizations around the globe. Our goals are only possible when people trust BBNC and our subsidiaries. How do we earn and build that trust? It starts by applying our culture and values to build lasting relationships inside and outside of BBNC. Our culture is our operating framework—who we are and how we behave. Our values are the enduring principles that we use to do business with integrity and win trust every day. 4 Our Culture Customer Focused One BBNC Diverse and Inclusive Make a Difference O u r Va l u e s NTEGRITY Ethical Behavior Open & Respectful Workplace Accountability & Responsibility Clear Communication BBNC Code of Ethics | Ethics Hotline: 1.866.513.7078 | Effective May 17, 2019 | www.bbnc.net Operating with The Code BBNC’s Code will show you how we use our culture and values to build and preserve trust with our shareholders, customers, partners, representatives, governments and each other, so we can achieve more together.