BBNC Code of Ethics Code of Ethics_JooMag | Page 11

Speak up, Speak out Reporting a concern BBNC is committed to Operating with Integrity in everything we do because it is the right thing to do – for our employees and our customers. When employees, contractors, vendors or partners observe, or have concerns about something that contradicts our Code, or our Commitment to Operating with Integrity, we encourage them to speak up, speak out, and report it. BBNC maintains an open door policy for employees to ask questions or raise concerns regarding BBNC’s policies, subsidiary policies, the law, or ethical conduct. Persons who speak up to protect our companies will be protected in return. BBNC’s non-retaliation policy reinforces our long-standing commitment to a safe reporting environment that is free of fear, bullying and other negative consequences. BBNC has zero tolerance for retaliation and activities that impact good-faith reporting – and anyone engaging in retaliatory behavior is subject to disciplinary action, up to possible termination. If you have a question or concern, our open door policy provides multiple channels for employees, who are acting in good faith, to report concerns without fear of retaliation. Each of us can be the in ! BBNC Ethics Hotline: 1-866-513-7078 BBNC Ethics Reporting Website: bbnc.ethicaladvocate.com Employee Resource: www.info.bbnc.net 9