Banker S.A. September 2013 | Page 49

Member Banks Introducing Banking Association Member Habib Overseas Bank Name of bank: Habib Overseas Bank Limited Who owns the bank? Pitcairns Finance SA Core business: Retail and Commercial Banking Target market: All individual and commercial customers Core values or differentiators: The essence of our business philosophy is to provide a personalised service coupled with confidentiality and security of depositors’ funds. In practical terms, this leads to meticulous adherence to prudent lending policies, adequate liquidity at all times and placement of surplus funds with institutions of undoubted standing. Providing supreme customer service is how we differ from other institutions. Any newsworthy changes in the bank’s structure or business in the near future? Introduction of internet banking. Is there a key product or initiative you wish to highlight? Forex trade International links: Correspondent banking relationship with major global basis Products: • Current, call and fixed deposit accounts for corporate and private clients • Purchase and Sale of foreign currencies • Finance by way of loans, overdrafts and other credit facilities to the corporate and private sector • Sale of Saudi Riyal Travelers Cheques • Acceptance of funds and placements in the money market • Local and International money transfers • Short-term finance of foreign trade through letters of credit and negotiation of bills of exchange • Facilitation of import and export transactions • Correspondent banking Name/s of the CEO and/or Chair: HD Habib (Chairperson) and Manzar A Kazmi (CEO) ■ THE CEO: MANZAR A KAZMI Manzar A Kazmi joined the bank as executive director in June 2008. He started his banking career in 1971 after obtaining his BSc degree. He has over 26 years of international banking experience and has worked in senior positions in Pakistan, U.A.E and Tanzania. Prior to joining Habib Overseas Bank, he held the position of managing director of Habib African Bank Ltd, Tanzania, an affiliate bank, for eight years. He is currently the managing director of Habib Overseas Bank Limited, South Africa. For further information, contact Habib Overseas Bank Limited on Tel: 011 834 7441 • Fax: 011 834 7446 •