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Credit: Gallo Images/ Business Day/Martin Rhodes
08
05 MD’s Message
The Banking Association South Africa MD
Cas Coovadia on making the right decisions
for growth, prosperity, equity and well-being
08 Profile
The need for compromise
FNB Chief Economist Sizwe Nxedlana has
a positive perspective on the implementation
of the NDP
12 Financing SMEs
SMEs: funding is not enough
Access to bank funding is not the silver bullet
16 Feature
Mind the gap
The Banking Association’s Pierre Venter
addresses the growing “gap” housing market
22 Feature
Infrastructure development
Banks and the NDP: Professor Kalu Ojah
on relevant financing models
27 Summit
Banking Summit
2013
Banking on the National Development Plan
31 Reportback
2012 Banking Summit
What progress has been made since last year’s
summit on infrastructure funding?
32 Customer Story
Breaking the bond barrier
Ebrahim Moolla reports on bank customers
trapped in the rental market
37 Banking IT
Integrated
Reporting: developing
a local standard
Combining financial and non-financial information
into one consolidated report
41 Legal Viewpoint
The cost
of frivolous debt
review applications
cautionary tale from attorneys Kelsey Biddulph
A
and Rebecca Thomson
Edition 7
Subbed Banker 7 CONTENTS 7.indd 1
BANKER SA
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