Banker S.A. September 2012 | Page 44

IT M ost established banks have evolved various core IT systems as product demands have changed. These have been further augmented by requirements for customer centricity, realtime demands of direct channels, along with analytical and reporting functionality in the middle office and business operations environments. The direct result has been a proliferation of peripheral systems and an ever-increasing level of complexity in the IT environment. Banks face increasing pressure to rapidly develop and deliver new products and services into existing and new markets, while reducing costs and complying with an ever-evolving regulatory environment. These challenges are further heightened by a complex IT environment. The IT field is fi