Banker S.A. March 2013 | Page 21

SUMMIT The benefits of a BRICS bank lie in the unity of the governments of Brazil, Russia, India, China and South Africa in coming together and forming a bank that will benefit each participant, and developing countries outside of the BRICS fold. was required. This can potentially shift the decision-making power within the bank to the highest contributors. ‘It will be important for South Africa to play an assertive role and to manage the power and strength of the other partners as they rally international decision-makers for their mutual benefit,’ Jordaan says. ‘The BRICS bank shareholders will need to get their heads around the need to make development of these five nations a priority, over and above being highly profitable. The goal here must be the benefit of each country, rather than purely a profit motive,’ he says. Adrian Cloete, an equity analyst at Cape Town-based Cadiz Asset Management says a BRICS development bank is required because the bloc’s member countries and other emerging economies still require significant amounts of development capital. He notes that global sources of capital, particularly for longterm capital projects, are becoming more difficult to find owing to the impact of the last global financial crisis which has sapped the appetite for lenders to provide funding. This has been worsened by demands by regulators for banks to hold additional capital buffers against loans under Basel III, which became effective from January 2013 and will be implemented in phases until 2019. Cloete says one can argue that the development bank is necessary as demand for funding in BRICS countries and other emerging economies will continue to be high, as these countries have pent-up demand to rehabilitate and build new infrastructure, such as roads, power and water utilities. ‘BRICS member countries will require development capital for long-term projects like infrastructure projects in the power, water, utilities and transport infra