Banker S.A. June 2013 | Page 7

68 Publishers: Picasso Headline (Pty) Ltd Times Media Building Central Park, Black River Park Fir Street, Observatory, 7925 Cape Town 8001, South Africa Tel: +27 21 469 2400 Fax: +27 21 462 1124 Editor Banking Association Editorial Board Charles Boffard boffardc@timesmedia.co.za Lawrence Khoza Luyanda Tetyana Ndivhuho Mafela Thenji Nhlapo Contributors Charles Boffard Prof Steve Fredman Sure Kamhunga Phakamisa Ndzamela Copy Editor Fikiswa Majikela Production Editor Content Coordinator Head of Design Studio Designers Business Manager Shamiela Brenner Michele Jarman michelej@picasso.co.za Rashied Rahbeeni Dalicia du Plessis Mfundo Ndzo Robin Carpenter-Frank robinc@picasso.co.za Special Projects Project Manager 53 Training Financial Capability is the enemy of poverty John Dos Santos johnd@picasso.co.za André Potgieter banking@picasso.co.za Sales Consultants Financial Accountant Andrew Green Basil Jones Lodewyk van der Walt Partnering with customers is key, w ɥѕ́ȁ