CONTENTS
1
74
6 Economic Realities
Seeking a savings culture
South Africans are overburdened with hefty
tax levels, making it impossible to save
14 Profile
Michael Jordaan
Carl Momberg speaks to FNB’s innovationminded CEO
20 SADC Integration
20 Single SADC payments system
The Banking Association South Africa
spearheading efforts for more efficient crossborder payments
36
24 Retail banking
A new era: retail banking sales
Like banks themselves, banking sales
professionals are having to do more with less
30 Legal Notes
SADC standardised loan
documentation
Some progress, some challenges
32 Industry Survey
PwC’s Global CEO Survey
200 chief executives in 60 countries – what do
they see ahead?
Edition 2
SA BANKER
1