Banker S.A. January 2015 - Edition 12 . | Page 55

TRAINING Focus on skills development combats youth unemployment While the overall unemployment rate in South Africa is around 24%, youth unemployment is estimated at 50%. This is the third highest youth unemployment rate in the world, according to the World Economic Forum Global Risk 2014 report. Graduate unemployment is anywhere between 6 and 16%, depending on how you measure it. Rob Murray R ob Murray, Guarantee Trust’s Deputy MD, emphasises that these figures are far too high and suggest a yawning gap between what academic institutions offer, and what the marketplace wants. When employing, most companies require applicants to have previous experience, which graduates don’t have. There is no doubt that a leading role needs to be played to address high unemployment levels among young graduates. Skills development plays a huge role in eradicating the challenges that are faced by South Africa and its economy. It not only empowers its beneficiaries with skills that they don’t have, but it also translates into real opportunities for all citizens. Murray notes that over the years, Guarantee Trust, in partnership with Bankseta and Fasset, has successfully been delivering programmes that bridge the gap between unemployment and employment, through successful skills development initiatives that provide learners with solid life skills and real work-readiness skills. Guarantee Trust’s focus has been the creation of skilled employment for unemployed black learners in all provinces of South Africa. “Since 2003, we have delivered skills training, and placed into employment over 6 500 black learners in the finance and banking sectors,” says Murray, adding that Guarantee Trust is one of the first companies in South Africa to select, train, place and monitor graduates, as a one-stop-shop under one management process. One popular programme run by Guarantee Trust is the Virtual Bank, which is unique to South Africa and has been an outstanding success, with virtually all graduates finding employment in the banking and microfinance sector. As the name suggests, Virtual Bank is an environment where students are exposed to what an actual bank is like. They learn about various aspects of working in a bank, such as business etiquette, dress code, work ethic and the social skills required to function in a banking environment. Guarantee Trust believes that its Virtual Banking programme, which lasts just six months, is equivalent to two to three years of real world banking experience, as learners get wide exposure to the technical aspects of banking – including compliance, legislation, practical banking administration, product knowledge, sales, credit scoring, financial assessment, cash flow analysis and lending analysis. The learners are given actual case studies and examples of people applying for credit. They are required to gather and analyse the data, and then motivate a credit application. Virtual Bank gets veteran credit managers and bankers to come and assist the learners at this point in the programme, so by the time they enter the banking environment, they are fully able to perform a wide range of banking functions. The next phase of expansion for Guarantee Trust