Banker S.A. January 2015 - Edition 12 . | Page 11

INTERNATIONAL BANKING NEWS Standard Bank named Most Innovative Investment Bank from Africa Global financial publication The Banker magazine has named Standard Bank the “Most Innovative Investment Bank from Africa”. Standard Bank attributes this award to its deep sector expertise, skills and relationships across the continent, noting that its Investment Banking franchise also played a role in key deals in the continent’s mining and metals, oil and gas, and power and infrastructure sectors. David Munro, Chief Executive, Corporate and Investment Banking (CIB), Standard Bank, said the award was appreciated because it is an external, objective assessment of what the bank is trying to achieve at CIB: “Ensuring that large global multinational corporations and South African companies are able to do business in Africa; and providing access for African companies to the international capital markets.” CIB’s top six markets are said to be South Africa, Nigeria, Kenya, Angola, Mozambique and Ghana. Paypal and eBay to split Despite previously insisting that its two businesses would continue together, eBay’s board of directors and CEO John Donahoe have announced that the PayPal and eBay marketplace businesses will be split into separately traded public companies by the middle of 2015. Donahoe will step down as CEO of eBay once the split takes place. Australia to curb risky mortgage lending The Australian Prudential Regulation Authority (APRA) warns that it is cracking down on lending and will force banks to hold more capital if they engage in risky lending. Institutions like the International Monetary Fund have also warned of the danger of asset price bubbles due to low interest rates. APRA will review banks’ lending practices during the first quarter of 2015, focusing on areas including higher-risk mortgage lending, accelerating credit growth and loan affordability. Nigerian eID cards: the widest financial inclusion programme in Africa Currently in pilot phase, the Nigerian Identity Management Commission (NIMC) will issue MasterCard-branded identity cards with electronic payments functionality to 13 million Nigerians. The eID card is a core component for NIMC in its mandate to maintain and operate Nigeria’s first central National Identity Database, providing proof of identity to Nigerians of 16 years and older. The eID card boasts 13 applications, including MasterCard’s prepaid payment technology and Cryptovision’s biometric identi