allows you to decide if those decision or all the purchases you make are really getting you toward your ultimate goal .
6 . Check your insurances- Insurance is the way that we make the potential disasters in our life , have less of a financial impact . What happens if you ’ re too sick ( Cancer ?!) or hurt to go to work ? What happens if you died unexpectedly ? Do people depend on you ? Alsoyes , it ’ s nice that your employer provides you some coverage ( if you ’ re lucky ) but most of the time it isn ’ t ENOUGH . If you don ’ t have the proper insurance then you need to make sure that your emergency savings is well stocked .
7 . Take advantage of your 401 ( k ) match- Contribute enough to get the full match . Then consider your other goals ( savings , insurances , debt repayment , etc ) then go back to your employer plan and contribute more .
8 . Enlist a professional , Seriously . Just as studies show that hiring a personal fitness trainer can be an effective method to change your attitude and increase your physical activity *, hiring a financial planner can be the motivating force you need . We design a plan , provide you with education to feel comfortable and secure in your decisions , direct you down the path to achieve your goals and hold you accountable for your actions ( or inaction !).
The more you gain control of your money , the more freedom you will have for yourself . Imagine a life where you can take a vacation without “ how am I going to pay this off ” lingering in the back of your mind ? Or confidently being able to say yes or no to a purchase without remorse . How about knowing exactly when you can retire and how much money you will have .
We at Wilcox Financial Group , LLC have created easy , fun processes and ways to work with people . We break down your goals and create manageable , achievable steps so can reach them . We talk to you like a friend , in terms you understand without judgment . We intently listen to the concerns and challenges you have and help you overcome them . We make it attainable and not overwhelming .
We dive deeper into the psychology of money and your money type – it ’ s not just about numbers ! Its emotional ! We provide insight as to why you have the habits you do and your relationship with money . The more you know about that and own it , the better outcomes we can attain in correcting those negative behaviors and spring them into a positive force .
We are on a mission to empower women to allow them to own their financial futures and get what they want out of life .
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Nicholle Overkamp
I ' m the CEO + Founder of Wilcox Financial Group , LLC . I created this firm to # 1 . get out of the mans world of traditional stingy financial planning firms # 2 . Create a comfortable no-judgment experience for women to get honest unbiased information about financial planning and empower them to own their financial futures . My company is my life , I ' m in love with what we do and who we serve . I believe in work-life blend , squeezing in fun with only the people who are worthy of your time and energy and I ' m a fitness addict .
wilcoxfinancialgroup . com � � �
* McClaran SR . The Effectiveness of Personal Training on Changing Attitudes Towards Physical Activity . Journal of Sports Science & Medicine . 2003 ; 2 ( 1 ): 10-14 .
Securities , investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services , LLC Member SIPC ( www . sipc . org ) 300 Corporate Parkway , Suite 216N Amherst , NY 14226 . 716-852-1321 . Wilcox Financial is not a subsidiary or affiliate of MML Investors Services , LLC or its affiliated companies CRN201912-223452
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