“ Bonitas has five options available . It might be a good idea to consult a broker to guide you through the various options ahead of deciding .”
PLAN OPTIONS
Savings Plans These plans give you a set amount to ‘ use as you choose ’ for out-of-hospital expenses such as GP visits , optometry and dentistry as well as in-hospital cover and additional maternity , wellness and preventative care benefits too .
Traditional Plans These plans give you set limits for specific benefits , for example a GP benefit , optical benefit and dental benefit . Once one category of benefits is exhausted , the member has access to the alternative categories for the remainder of the year .
Hospital Plans These plans cover you in hospital for emergency and planned procedures . You also get access to some additional benefits for wellness and preventative care .
Edge Plans This new category of plans is driven by technology , intelligence and innovation . You get access to day-to-day benefits including unlimited GP consultations , layers of virtual care , dental and optical consultations , a private hospital network and more .
Income-based This income-based , entry level , plan offers basic day-to-day benefits and hospital cover , using a network of doctors , providers and hospitals .
DIFFERENT TYPES OF PLANS
Once you have decided on a plan option , you need to consider whether you want a network or non-network plan . Let ’ s look at the differences .
Network vs non-network plans A network plan gives you access to a network of quality , private , healthcare providers ( including doctors , pharmacies , hospitals and other medical professionals ). These healthcare providers meet our stringent care standards and we have an agreement with them to charge a more affordable , negotiated rate .
A non-network plan allows you to visit a healthcare provider of your choice , but this freedom of choice comes at a price : A higher monthly premium .
Bonitas Member Magazine Issue 3 | 2021
15