Aycliffe Today Business Issue 8 | Page 6

6 | Aycliffe Today Business WORK-PLACED PENSIONS ON HORIZON Whether you like it or not, work-placed pensions are just around the corner, and businesses of all shapes and sizes will be made to fall in line. The Government scheme was launched in October 2012 with a five-and-a-half-year rolling out period, meaning companies must automatically enrol employees into pension schemes. It means employers must contribute towards them, although workers are entitled to opt-out. Morrisons were one of the most highprofile big companies to take it in their stride and many others have since followed suit. But for those small and medium sized enterprises out there, don’t be fooled in thinking it won’t get to you. There’s a staging period and at present the Government have staged medium employers who have between 50 and 249 staff to be on board between April this year and April 2015. But it will also come to small employers – firms with five to 49 employees, and they’re due to be staged after June 2015. So even though that is some 18 months down the line, it will soon creep up, and the Government will fine firms who don’t enrol. At Russell Mercer Financial Services, we’re fully-equipped and licensed to help businesses of all sizes, using well-known pension companies such as Agon and Scottish Life. We’re financial advisors as well as mortgage and insurance brokers, and have been in business since 1990. We’ve been based on Aycliffe Business Park for the last eight years. Any businesses out there who’d like to know more about work-placed pensions can get in touch with us for a no-obligation chat as a good starting point and we can take it from there. Russell Mercer Russell Mercer Financial Services Tel: 01325 308811 BOSS HOPES INTER-TRADING WILL TREBLE BUSINESS An ambitious entrepreneur is hoping to treble her turnover by inter-trading with one of Aycliffe Business Park’s biggest companies. Lisa Fleming is the regional director for the national company Water Cooler World, with her partner Wayne Fleming heading up a North-East franchise they bought in August 2012. The company, based on Aycliffe Business Park, now look after more than 50 businesses in the North East, from Northallerton to Newcastle, supplying water and hot drinks through bottles and machines. The majority of her water coolers are manufactured by fellow Aycliffe firm Ebac, who produce more than 100,000 units a yea ȁݡ