AWOL 2014 Issue 283 23rd May | Page 9

Advertise here from only 40 baht per week cashING in The Financial Benefits of Being an Expat...benjamin franklin style Every week in this article Helen Couldrey, a financial consultant with the deVere Group, and also a qualified English lawyer, will give you tips and ideas of how to take advantage financially of being an expat. Helen has clients in Bangkok, Hua Hin and Cha-Am who she helps to maximise the financial benefits of living overseas. lump sum investing IN FLAT MARKETS Generally speaking, most investors will have shares or funds within their portfolio. However, if these investments don’t perform well, those investors may be left with disappointing returns, and a deflated wallet. The opinion on how well equity markets will perform in the future varies depending on who you ask. But, for those who are of the opinion that the markets will trade flat, or even decline, what are the options? Structured Products Structured Investment Products are an attractive solution for those who are uncertain about the future of the markets. They are linked to the performance of underlying market indices, but are not identical to them. They offer fixed rates of return over fixed investment periods, with an element of capital protection built in. One of the most popular types of Structured Product is the Quarterly Income Note, and it is d