ASIAN, Inc. ASIAN, Inc. 45th Anniversary Gala - Program Book | Page 2

STERLING BANK & TRUST Now you have an advantage in achieving the American Dream of home ownership At Sterling Bank & Trust, we believe you should have choices when it is time to purchase or refinance your dream home. That’s why we created our Sterling Advantage Home Loan. It’s a great program if you’re looking for a fast, flexible loan option. So call us today to find out more about the Sterling Advantage. STERLING ADVANTAGE® HOME LOAN PROGRAM Start enjoying your new home with the Sterling Advantage • Loan amounts up to $2 million • Up to 65% loan-to-value1 5 years -becnedj sjdcd to overage. ® • Purchase or refinance • Flexible income verifications • Fast closings • Great loan option for self-employed individuals and foreign nationals YiHou Han Vice President, Residential Lending 825 Irving Street San Francisco, CA 94122 [email protected] NMLS#657754 Sterling Bank & Trust is a full-service community bank and a direct lender. *Loans are subject to application, underwriting, appraisal and credit approval. Rates, terms and conditions are subject to change without notice. Program limited to properties in Alameda, Contra Costa, Marin, Santa Clara, San Francisco and San Mateo counties. Loan program requires a Sterling deposit relationship with minimum balance requirement. This is not a commitment to lend. 1 Maximum loan-to-value for foreign nationals is 65%. Sterling Bank & Trust offers a wide variety of loan options. Our experienced Mortgage Consultants will help you find the right loan to fit your needs. If you select the Sterling Advantage Home Ownership Loan, the interest rate on your loan could be higher than a conventional loan and the Loan to Value (LTV) and down payment requirements are stricter. For comparison purposes, you may ask us to provide the rates and requirements for a conventional loan. ASIAN, INC. 2 2016 GALA 415.613.0151 sterlingbank.com