FEATURE
“ Conducting regular safety inspections which includes inspecting equipment , machinery , and work areas for any defects or safety issues that need to be addressed is key . Overall , an asphalt contractor ’ s responsibilities regarding safety on the jobsite center on creating a safe working environment by providing necessary equipment and training , enforcing safety protocols , and taking corrective actions to prevent accidents and injuries .” Safety practices should start before the job actually starts . “ A safe jobsite starts well before stepping foot onsite via training , setting the expectations and defining what a safe jobsite looks like and creating your SOP ’ s ( standard operating procedures ) for everyone to follow ,” stated Todd Eichholz , owner / CEO of A & A Paving , Roselle , Illinois . ‘ Then , by providing hi-vis work wear and safety apparel such as ear , eye and hand protection , your team is ready for the jobsite . “ Our responsibility to the general public is often protecting them from themselves . We have all been on jobsites where a customer will move cones or barricades because they want to get through and aren ’ t paying attention to what ’ s happening on the job site . We recently paved a Dunkin ’ Donuts store that had an impeccable job site traffic plan with a flagger , cones , barricades with flashing lights and it still wasn ’ t enough . After being turned away from our crew , an unruly customer drove over the curb and sidewalk and through the grass and over a second curb to get to the drive through and then was shocked that myself and our crew was screaming and running towards him . Even best laid plans can ’ t help that special someone , but you need to be prepared because it will happen .” Insurance plays into a contractor ’ s operation and safety plan . Paving contractor business insurance provides essential protection for heavy equipment accidents , asphalt injuries , client lawsuits , and other costly incidents . “ Insurance will vary depending on the location and the size of the company ’ s operation ,” Estrada said . “ But to start , the following coverages are important :
• Workers ’ Comp is a must , this is essential to provide financial protection for employees in case of work-related injuries or illnesses .
• General Liability insurance protects the company against lawsuits or claims arising from property damage or bodily injuries caused to third parties such as the general public . It also covers legal defense costs , settlements , or judgements safeguarding the company ’ s assets and reputation .
• Commercial Auto insurance provides coverage for accidents , property damage , bodily injuries , or theft related to company-owned or leased vehicles .
• Umbrella insurance coverage is an extra layer of protection beyond the limits of your general liability or commercial auto policies . It helps cover the costs in case of a catastrophic event or large-scale claim , sheltering the company ’ s financial security .
• Pollution Liability insurance is not mandated , but is wise to have . It covers costs associated with pollution cleanup , property damage , and third-party claims resulting from pollution-related incidents .
• Contractors ’ All Risks insurance provides comprehensive coverage for property dam-
For More Information On This Advertiser Please Visit www . CallAPE . com / e-inquiry [ 34 ] www . callape . com 1.800.210.5923