Apartment Trends Magazine June 2019 | Page 35

HB 19-1089 (Tipper, Valdez/Pettersen, Moreno) Exemption from Garnishment for Medical Debt HB 19-1189 (Gray, A. Valdez/Bridges, Fields) Wage Garnishment Reform This bill would have exempted medical debt from earnings garnishment for an individual whose family income does not exceed 400 percent of the current federal poverty guidelines. It failed to pass through its first committee of reference. This bill makes changes regarding the garnishment of a debtor's wages for the payment of debt to a creditor. The amount of money that may be garnished from a debtor's weekly earnings is changed from the lessor of 25 percent or 30 times the federal minimum hourly wage to the lessor of 20 percent or 40 times the federal minimum hourly wage. Currently, the cost of court-ordered health insurance is excluded from the disposable earnings that is subject to garnishment. This bill adds the cost of any health insurance that is provided by an individual's employer and withheld from earnings to the amount excluded from disposable earnings. Under current law, a notice of a continuing garnishment must be provided by the creditor and include the formula used to determine exempt earnings and the amount of nonexempt earnings per pay period. This notice must also notify the debtor of his or her ability to object to the calculations. This bill expands the information that must be provided in this notification to include the amount owed by the debtor and information related to Colorado garnishment requirements and how the garnishment process works. The format in which this notification must be provided is specified in the bill. Position: Monitor Outcome: Postponed Indefinitely HB 19-1118 (Jackson, Galindo/Williams) Time Period to Cure Lease Violation Under current law a tenant is given three days to pay unpaid rent or vacate the property before a landlord may begin eviction proceedings. This bill requires that a landlord provide ten days notice of insufficient rent prior to beginning eviction proceedings or terminating a lease agreement for a subsequent violation of terms. The bill creates an exception to this requirement for a nonresidential agreement or an employer-provided housing agreement, in which case, three days' notice is required. As introduced, the bill required 14 days. Numerous attempts to amend this bill further proved futile, and it ultimately passed with the new 10-day notice requirement. Position: Neutral (previously opposed) Outcome: Passed House & Senate Effective Date: August 2, 2019 Position: Amend Outcome: Sent to Governor Effective Date: Upon Signature of Governor HB 19-1170 (Jackson, Weissman/Williams, Bridges) Residential Tenants Health & Safety Act Current law presumes that every rental agreement between a landlord and a tenant carries an implicit guarantee that a residential property is fit for human habitation. This is referred to as a warranty of habitability. This bill: • • • • • • • modifies the conditions for a breach of the warranty of habitability, the method for notifying a landlord of problems with the premises, and time limits for the landlord to address defective conditions; adds specific conditions of a property to the description of an uninhabitable residence to include the presence of mold or the absence of functioning appliances; if requested by the tenant, requires that a landlord move the tenant to a reasonably comparable unit, pay for incidental moving costs, or pay for the tenant to reside in a temporary location when a property is hazardous or uninhabitable and conditions are being remedied; under specific circumstances, allows a tenant to deduct from subsequent rent payments the cost to repair defective conditions; allows a tenant to terminate a rental agreement for recurring defective conditions; repeals the current law requirement that a tenant notify a local government prior to seeking a court injunction; and modifies the current law prohibition on landlord retaliation when a tenant alleges a breach, to specify damages and remove presumptions. Position: Amend Outcome: Passed House & Senate Effective Date: August 2, 2019 www.aamdhq.org HB 19-1228 (Bird, Titone/Zenzinger, Tate) Increase Tax Credit Allocation Affordable Housing For tax years 2020 through 2024, this bill increases the amount of state affordable housing tax credits that the Colorado Housing and Finance Authority (CHFA) may allocate from $5 million to $10 million each year. This results in a total of $150 million in additional tax credits that can be allocated by CHFA over five years. Position: Support Outcome: Passed House & Senate Effective Date: September 1, 2019 HB 19-1309 (Hooton, McCluskie/Fenberg, Lee) Mobile Home Park Act Oversight This bill gives counties and municipalities greater authority to enact certain ordinances for mobile home parks. This bill gives mobile home owners additional time between the notice of nonpayment of rent and eviction, and additional time to vacate a mobile home park after a court ordered eviction. Lastly, the bill creates the Mobile Home Park Dispute Resolution and Enforcement Program and creates a new cash fund to cover associated costs. Under this program, the division of housing in the Department of Local Affairs is required to: • • • • register a mobile home park and collect registration fees; collect and annually report data on disputes and violations; create and maintain a database of mobile home parks; and take complaints, conduct investigations, participate in administrative dispute resolutions and impose penalties. Position: Oppose Outcome: Passed House & Senate Effective Date: Upon Signature of Governor JUNE 2019 TRENDS | 33