Annual Report FY 2013 (November 2013) | Page 37

WAYS TO GIVE TYPES OF GIFTS One of the many benefits of working with a community foundation is the ease at which we manage a variety of assets and gifts for charitable giving. A donor may utilize charitable donations and gifts by putting them towards an existing fund, or the Community Foundation can explain how to start a fund with those assets. Let us help you make your philanthropy ideas a reality. CASH Cash is the simplest way to add to or create your own fund. Your gift immediately establishes your charitable fund from which you can make grants or award scholarships. STOCKS AND SECURITIES Stocks, bonds and mutual funds that have appreciated over time provide a greater tax benefit to you than gifts of cash. They’re easily transferrable, transfer at full market value and allow you to avoid capital gains taxes. PROPERTY Tangible property or personal property such as artwork, musical instruments, books, computer equipment, furniture and automobiles can be donated to the Community Foundation of Collier County. REAL ESTATE All types of real estate make excellent charitable gifts. Your current home, investment property, vacation homes and land can be used for charitable purposes. Often, a home is the largest asset a donor can give. You receive an immediate tax deduction for the full appraised value and avoid capital gains taxes if you’ve held the property for more than 12 months. RETIREMENT ASSETS Retirement plans are often decimated by taxes at the end of life. Using these assets to add to or create a fund is a way to preserve their value and carry out your charitable wishes. There are also significant tax advantages for individuals age 70 and over. “ Change always comes bearing gifts.” ­ — Price Pritchett LIFE INSURANCE Often, life insurance is not needed later in life. You can establish your charitable Fund by naming the Foundation as a beneficiary. You may also purchase a policy in the Foundation’s name and earn an additional tax deduction each time premiums are due. 35