Annual Report 2015 | Page 14

Impact on Members’ Investment Due to the nature of our financial relationship with AgriBank, the financial condition and results of operations of AgriBank materially impact our members’ investment. To request free copies of the AgriBank and the combined AgriBank and affiliated Associations’ financial reports contact us at: FCS Financial, ACA 1934 East Miller Street Jefferson City, MO 65101 (573) 635-7956 www.myfcsfinancial.com [email protected] AgriBank, FCB 30 East 7th Street, Suite 1600 St. Paul, MN 55101 (651) 282-8800 www.agribank.com [email protected] Our Annual Report is available on our website no later than 75 days after the end of the calendar year and members are provided a copy of such report no later than 90 days after the end of the calendar year. The Quarterly Reports are available on our website no later than 40 days after the end of each calendar quarter. To request free copies of our Annual or Quarterly Reports contact us as stated above. OTHER RELATIONSHIPS AND PROGRAMS Relationships with Other Farm Credit Institutions Capital Markets Group: We participate in the Capital Markets Group (CMG) with two other AgriBank District associations. The CMG focuses on generating revenue and loan volume for the financial benefit of all three participating associations. Management for each association has direct decisionmaking authority over the loans purchased and serviced for their respective association. The business arrangement provides additional means for diversifying each participant’s portfolio, helps reduce concentration risk, and positions the participants for continued growth. BGM Technology Collaboration: We participate in the BGM Technology Collaboration (BGM) with three other AgriBank District associations to facilitate the development and maintenance of certain retail technology systems essential