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economy. This investment goes mainly on construction of houses and few spend it as a long term investment. Nowadays real estate investment is the most profitable with stability and security. Kerala is also one among the third worlds longest-lived, healthiest, gender equitable literate region. Its human development index and standard of living are the best in the nation. The real estate sector in Kerala is a rapidly growing segment of economy that is witnessing remarkable growth. Kerala real estate represents a favorable mix of well-planned building projects that include high end commercial spaces, well-thought out office spaces, sophisticated technology parks, cohesive townships and lavish service apartments. The increased interest in the Kerala real estate sector is due to the increase in population and easy availability of home finances. Reputed and dependable institutions such as The Kerala State Housing Board, Kerala State Co-operative Housing Federation, Rural Development Department, Kerala State Development Corporation and Agricultural Bank have been executing several housing schemes under the direction of the Government of Kerala. To help the cause of implementation of numerous housing schemes and to aid buyers in their endeavor to own properties in Kerala various public sector undertakings (PSU) and financial organizations and institutions are offering financial assistance for