African Mining March 2020 | Page 32

 FINANCE va W hile not without its own set of unique challenges, Africa currently offers a very compelling mining proposition with a number of excellent prospects in many parts of the continent. These include a very strong growth story in West Africa and solid momentum building in the East African corridor, particularly in Kenya, Tanzania, into Ethiopia and even Eritrea, which has recently opened its doors to mining investment. Not surprisingly, these outstanding prospects have caught the attention of international miners and investors, and Africa is again seeing a healthy inflow of equity from many parts of the developed world, particularly Australia and Europe. The positive knock-on effect of this inflow of equity is a significant increase in demand for debt finance. Perhaps unsurprisingly given the ongoing global political instability, this demand has been led to a large extent by the precious metals sector in recent months. Africa’s unique risks Of course, while the mining prospects in Africa are undoubtedly very positive across the continent, opening and operating a mine comes with a mixed bag of unique risks. Apart from the well-documented challenges of doing any type of business in Africa, not least of which can be relatively fluid regulations, unpredictable cash flows, a lack of infrastructure, and the potential for corruption, mines in many parts of Africa also face a constant threat to their operations and sustainability from political violence, ethnic tensions, civil unrest and terrorist activities. These terrorism activities present very real challenges for mining exploration and development – a fact that was horrifically illustrated by the November 2019 attack on workers, suppliers and contractors of Canadian mining company Semafo in Burkina Faso, in which 39 people lost their lives. 30  African Mining  March 2020 Companies shouldn’t underestimate the importance and value of an experienced financial partner when mining in Africa, writes Nivash Singh, co-head of Mining and Resources Finance, Nedbank CIB. THE VALUE OF A FINANCIAL PARTNER IN AFRICA sh Si n gh, co -head of in M in g a nd The risk of these types of violent attacks is very real across the continent. And recent global geopolitical tensions following the USA's killing of Iranian general Qassem Soleimani in early January 2020, are only adding fuel to the fire in Africa. Apart from the obvious danger these violent activities present to employees of the mines operating on the continent, they also pose a significant threat to the sustainability of mining or exploration operations and overall business continuity. The resultant domino effect can extend to the full supply chains of the mines impacted, or even threatened, by such activities. But while most mines are able to take the necessary mitigating actions to protect their workers and limit the impact of violent actions, the potential negative impact of operational disruption can be more difficult to manage when it occurs at the level of the debt financier. Especially when such finance organisations have minimal knowledge of, or insight into, the challenges associated with the African mining landscape. Accessing debt funding Historically, this hasn't been a risk, as most of the debt funding required by participants in the mining industry was accessed through commercial banks, most of which had well-established track records. In recent years, however, many of these commercial banks have lost some of their lustre as debt financiers, primarily as a result of the far more onerous regulatory and financial protection requirements they are required to meet. This has opened the door to a new generation of alternative finance solution providers that often offer faster access to finance because they and their mining clients don't have to jump through the same regulatory hoops. www. africanmining.co.za