Ongoing expenses
Regular expenses Telephone / Internet Cable / satellite
Buying Your First Home
Property taxes( if not included in mortgage payments) School taxes( if paid separately from your property taxes)
Condominium fees( if applicable) Cleaning supplies / service
Repairs / maintenance-( for example, roof repairs, painting, plumbing, etc.); as a general guide, budget 1 % to 3 % annually of the value of the home, then divide by 12.
Estimated monthly amount
Buying Your First Home
Other day-to-day expenses: ________________________
Occasional expenses( divide yearly costs by 12 for a monthly number)
Landscaping / lawn service Snow removal service Additional furniture and appliances Other occasional expenses: ________________________
Monthly ongoing expenses( use this total and enter it into your monthly budget)
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