Adult Financial Literacy Guide | Page 26

Benefit Programs

Benefit Programs
Canada Pension Plan Children ' s Benefit
The Canada Pension Plan ( CPP ) children ' s benefits provide monthly payments to the dependent children of disabled or deceased CPP contributors .
The child must be either under age 18 or between the ages of 18 and 25 and in full-time attendance at a recognized school or university .
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There are two types of Canada Pension Plan ( CPP ) children ' s benefits .
A disabled contributor ' s child benefit for the child of a person receiving a CPP disability benefit – a monthly payment for a natural or adopted child or a child who is in the care and custody of the person receiving a CPP disability benefit . A surviving child ' s benefit for the child of a deceased contributor – a monthly payment for a natural or adopted child or a child who was in the care and custody of the contributor at the time of death . For the benefit to be paid , the deceased contributor must have made sufficient contributions to the CPP .
How and when to apply ?
Dependent children , or their parent or guardian , should complete an application when any of the following happens :
� A parent or guardian has applied for a disability benefit ( you do not have to wait for the benefit to be approved before applying ).
� When a child comes into the care or custody of a parent or guardian who receives a disability benefit .
� A parent or guardian dies .
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