Adult Financial Literacy Guide | Page 42

Planning Advanced Care Planning There may come a time when, due to illness or injury, you are not able to express your health care wishes. By planning in advance, you can be sure that your family, friends and/or health care providers know your wishes and can ensure these wishes are followed. Photo via VisualHunt.com Advanced care planning begins by thinking about your beliefs, values and wishes regarding future health care treatment and talking about them with family or friends and your health care provider. If the people you trust know what you find important in regard to your future health care treatment, it is easier for them to make decisions on your behalf. Advanced Care Planning Options: Temporary Substitute Decision maker: A temporary substitute decision maker (TSDM) is chosen if you have not legally named an individual to make health care decisions for you when you are incapable of making them yourself. The TSDM is chosen by your doctor or other health care provider from a list you can fill out. The order of the people who qualify to be on the list is determined by B.C. law. Representation Agreements There are two types: Standard Agreement A standard agreement allows you to name an individual to make decisions about the routine management of your financial affairs, your personal care, some health care decisions and treatment decisions. It does not allow your representative to make health care treatment decisions for you that involve refusing life support or life-prolonging medical interventions. Enhanced Agreement An enhanced agreement allows you to name an individual to make decisions about personal care and health care treatments, including decisions about accepting or refusing life support and life-prolonging medical interventions. The individual may not make decisions about your financial matters. You would need to appoint them as power of attorney to allow them to make financial decisions. 42