Adult Financial Literacy Guide | Page 17

Owning a Vehicle Repairs. At some point you will need to make repairs on your vehicle. You can budget a small amount of money for this every month so that you can be prepared when there is an unexpected repair. Fuel. Fuel prices fluctuate greatly. Expect prices to continue to go up over time. This tool from the CAA can help you figure out your driving costs, http://caa.ca/ car_costs/. It takes into account the cost of fuel and depreciation of the vehicle. That’s right – every year the value of your vehicle decreases. Now that you know the costs to operate a vehicle you will have to find one! You can purchase a used vehicle, or if you choose to buy a new vehicle, you have the option to lease. Not sure whether you should lease or purchase? This tool can help you figure out the cost difference between the two options, https://www.ic.gc.ca/-bc/ssc/vehicle.html?lang=eng app/scr/oca Other costs. Car washes, cleaning supplies etc. These may seem minor but they can add up over a year. Photo via VisualHunt.com Kootenay CarShare If you would like access to a vehicle but don’t want the commitment of owning one, why not check out the Kootenay Carshare? There is a membership fee to join. It can give you access to a vehicle without the full expense of ownership. One must be over the age of 16, and have three or less minor driving infractions in the last three years on your Drivers Abstract. For more information go to the following link: http://www.carsharecoop.ca/car-locations/revelstoke/ 17