BUSINESS & FINANCE
Why You Can ’ t Trust Your Trust The trust is a very popular component and tool to be used in estate planning . However , there are a variety of vastly different trust options and the question arises : “ Am I using the right trust for my needs and goals ?” Often-used trusts include : living trusts , testamentary trusts and irrevocable trusts . Each serves a different purpose , each has a different result . We will clearly define the strengths and weaknesses of these different types of trusts and when to use them . Questions are encouraged . Steve Ledin and Rick Peterson
Date : Tue , Jan 25 Time : 6:30 – 8:00 pm Cost : $ 15 Class #: AEB3 Location : Gladstone , 105
Budgeting 101 ( ONLINE ) Begin telling your money what to do instead of wondering where it went by creating a zero-based monthly budget . Walk step-by-step through the budgeting process including setting up your budget , how to track your spending throughout the month , and tips and tricks to save money on monthly expenses . This class is sponsored by City & County Credit Union
Date : Wed , Feb 2 Time : 6:30 – 7:30 pm Cost : FREE please pre-register Class #: AEB6 Location : Online via Zoom
Social Security : Timing is Everything As you approach retirement , take time to determine how you ’ ll support yourself when your paycheck stops . Find out how you can optimize Social Security and determine how much you can expect to receive from other income sources . Get the answers to your questions and learn what Social Security can mean for you . This class is sponsored by Thrivent Financial
Date : Tue , Feb 8 Time : 6:30 – 7:30 pm Cost : FREE please pre-register Class #: AEB9 Location : Gladstone , 105
FREE !
NEW !
FREE !
Understanding the New Reverse Mortgage and its Uses Identify and understand both the pros and cons of the Equity Conversion ( Reverse Mortgage ). There are myths as well as benefits in utilizing the program for those who are 62 and over . People of all ages are encouraged to learn about equity conversion as well as financial professionals including financial planners , realtors and tax professionals . This class is sponsored by Vaughn Kavlie
Date : Wed , Feb 9 Time : 1:00 – 2:30 pm Cost : FREE please pre-register Class #: AEB11 Location : Gladstone , 105
Everything You Want to Know About Medicare New to the world of Medicare or thinking of changing your plan ? Discuss Parts A , B , C , and D of Medicare , the application process , estimated costs , supplements , MAPD , and how to determine the right time to sign up . This educational presentation is for people that are turning 65 , those who are over 65 and coming off their employer medical plan , as well as those currently enrolled in Medicare . Greg Dekeuster
Date : Tue , Feb 22 Time : 6:30 – 8:00 pm Cost : $ 10 Class #: AEB12 Location : Gladstone , 105
90 Minutes with an Estate Attorney Is it best to gift assets to others while I ’ m alive or after I ’ ve passed ? Would I qualify for Medicaid ? What is the 60-month claw back ? What if my spouse goes into the nursing home and exhausts our money ? Does my current trust avoid the nursing home ? Get the answers to these questions and many more , including how to plan and place your assets to meet your retirement / nursing home / legacy goals . Steve Ledin and Rick Peterson
Date : Wed , Feb 23 Time : 10:30 am – 12:00 pm Cost : $ 15 Class #: AEB4 Location : Gladstone , 105
NEW !
FREE !
Basics of Estate Planning : Wills and Trusts Discover what everyone should know about wills and trusts , and the pros and cons for both . Explore options to protect your assets from state inheritance tax and federal estate tax . You will also learn about probate procedures , dealing with courts , power of attorney and health care declarations ( living will ). Christopher Stanton
Date : Tue , Mar 1 Time : 6:30 – 8:00 pm Cost : $ 15 Class #: AEB2 Location : Gladstone , 105
Debt Freedom Kickstart your 2022 financial goals by creating a plan to crush your debt . You ’ ll learn how create a monthly budget that is focused on maximizing debt payments , how to knock out debt quickly and efficiently with the debt snowball plan and how to make thoughtful financial decisions to stay debt free . This class is sponsored by City & County Credit Union
Date : Wed , Mar 23 Time : 6:30 – 7:30 pm Cost : FREE please pre-register Class #: AEB7 Location : Gladstone , 105
Home Buying 101 From finding a realtor to closing on your dream home , learn the ins and outs of buying your home . Discover the key players in purchasing a home , mortgage loan options and the steps you can start taking to make home ownership a reality . Plus , ask all of your questions to a certified mortgage loan expert . This class is sponsored by City & County Credit Union
Date : Thu , Mar 24 Time : 6:30 – 7:30 pm Cost : FREE please pre-register Class #: AEB8 Location : Online via Zoom
FREE !
FREE !
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