Northern Lights
Retirement Education
How is your retirement going to be
different than previous generations?
Explore an updated approach to
retirement planning that accounts for the
challenges and pitfalls that are unique to
the reality of retiring today.
Daniel Goldsmith
Date: Wed, Oct 28
Time: 6:00–9:00 pm
Cost: $15 Class #: AEB15
Location: Gladstone, 105
Budgeting 101
Begin telling your money what to do
instead of wondering where it went by
creating a zero-based monthly budget.
Walk step-by-step through the budgeting
process including setting up your budget,
how to track your spending throughout
the month, and get tips for saving money
on monthly expenses. This class is
sponsored by City & County Credit Union.
Date: Wed, Nov 4
Time: 6:30–7:30 pm
Cost: FREE! please pre-register
Class #: AEB13
Location: Online via Zoom
NEW!
Basics of Estate Planning—
Wills and Trusts
Discover what everyone should know
about wills and trusts, and the pros and
cons for both. Explore options to protect
your assets from state inheritance tax
and federal estate tax. Learn about
probate procedures, dealing with courts,
power of attorney and health care
declarations (living will).
Christopher Stanton
Date: Thu, Nov 5
Time: 6:30–8:00 pm
Cost: $15 Class #: AEB12
Location: Maplewood MS, 103
Voice-Overs...Now is Your Time!
In what could be the most enlightening
two hours you’ve ever spent, learn how
to actually begin using your speaking
voice for commercials, films, videos, and
more! This is a business that you can
manage on your own terms, on your own
turf, in your own time and with practically
no overhead! Now is the best time to
make this happen as new companies are
looking for new voices like never before.
Cathi Colas
Date: Thu, Nov 5
Time: 6:30–8:30 pm
Cost: $29 Class #: AEB9
Location: Maplewood MS, Media Ctr
90 Minutes with
an Estate Attorney
Is it best to gift assets to others while I’m
alive or after I’ve passed? What about
estate tax and gift tax planning? Should
I gift my money away in a will or a trust?
Would I qualify for Medicaid? What is the
60-month claw back? What if my spouse
goes into the nursing home and exhausts
our money? Get the answers to these
questions and many more, including how
to plan and place your assets to meet
your retirement/ nursing home/legacy
goals. Steve Ledin and Randy Rheault
Date: Tue, Nov 17
Time: 6:30–8:00 pm
Cost: $15 Class #: AEB7Zoom
Location: Online via Zoom
r
Date: Wed, Dec 2
Time: 10:00–11:30 am
Cost: $15 Class #: AEB7Glad
Location: Gladstone, 105
Improve Your Credit Score
Are you confused by your credit score
and unsure what it means? Discover the
impact your credit score can have on
your biggest and smallest financial goals.
Learn how different factors affect your
score, what makes up your score and
who the credit reporting agencies are.
This class is sponsored by City & County
Credit Union.
Date: Mon, Dec 14
Time: 6:30–7:30 pm
Cost: FREE! please pre-register
Class #: AEB14
Location: Online via Zoom
COMPUTER AND TECHNOLOGY
Podcasts 101
Podcasts are now one of the most
popular tools for learning and personal
growth, as well as entertainment! Learn
all about how to listen to these digital
audio shows online, select your favorite
topics, and learn about virtually any
subject. Nickie Welsh
10
Date: Thu, Sep 17
Time: 6:00–7:00 pm
Cost: $19 Class #: AEPC2
Location: Online via Zoom
NEW!
A Parent’s Guide to Snapchat
Stay up to date in today’s digital world!
Curious parents will discover everything
they need to know about one of the
most popular social media apps used by
tweens and teens worldwide.
Nickie Welsh
Date: Mon, Sep 21
Time: 6:00–7:00 pm
Cost: $19 Class #: AEPC3
Location: Online via Zoom
NEW!
Intro to Social Media
It’s time you went “social.” Delve into
the step-by-step basics for Facebook,
Instagram, Snapchat, Twitter and
YouTube. Get up to date on the latest
buzzwords and topics. Learn to share,
search and connect as a savvy social
media user. Nickie Welsh
Date: Thu, Sep 24
Time: 6:00–7:00 pm
Cost: $19 Class #: AEPC4
Location: Online via Zoom
District 622 Community Education | www.isd622.ce.eleyo.com | 651-748-7250
NEW!