Acrede Accolade October 2013 Oct. 2013 | Page 11

Income tax table for 2013 Taxable income bracket Total tax on income below bracket Tax rate on income in bracket From KRW To KRW KRW Percent 0 • Taxes and social security charges are deducted through monthly payroll with the payment of individual income tax and social security charges withheld due by the 10th day of the following month. • The National Pension Scheme is a social insurance scheme. The contribution of workplace based insured persons is equally shared by the employer and the employee (the insured person), while individually insured persons, including voluntarily insured persons and voluntarily & continuously insured persons, pay all amount of their contributions themselves. • South Korea has a National Health Insurance (NHI) system, which is compulsory and required by Korean law. It is paid by an individual’s employer and is taken from the employee’s salary; half of the total contribution is paid by the employer and half by the individual at approximately 3.1378975% respectively. The contribution is proportional to the wage earned with an income ceiling of KRW 78.10 million per month for the monthly contributions. 720,000 15 88,000,000 5,820,000 24 300,000,000 15,900,000 35 300,000,001 • Employment insurance system has several subcomponents within the system, such as the employment stabilisation program, the job skills development program and unemployment benefits, etc., and the calculation of the employment insurance payment is rather complex, taking into account of insurance fee rate applicable to each component. Contribution rate approximately 0.80% to 1.40% for employers and 0.55% for employees 46,000,000 88,000,001 • Employers would be required to pay approximately 0.60% to 35.40% of total payroll for industrial accident compensation insurance, which would be divided into 4 quarterly payments. Insurance payment rate may vary depending upon the total payroll amount and the type of industry. 6 46,000,001 • The contribution is calculated by multiplying the worker’s reported (by the employer) monthly income by the 9% rate (between minimum KRW 240,000 and maximum KRW 3,890,000). Both the employer and the employee each pay an equal amount of the required 9% contribution. The employer deducts 4.5% from the employee’s wage and must make the matching 4.5% contribution payment at the same time. 0 12,000,001 • Employers are encouraged by the government to switch from retirement allowances to retirement pension, because retirement allowances are typically spent before employee’s later years. Defined benefit (DB) or defined contributions (DC) are two types offered in retirement pension. New companies are obliged to establish a DB or DC retirement pension plan within a year after formation of business. 12,000,000 Over 38 90,100,000 • Employers are required to withhold payroll taxes monthly, finalize their tax liability, and issue a tax settlement certificate at the end of the tax period with the tax year-end 31 December and tax return due on 31 May of the following year. • Child benefit allowances and Meal allowances are commonly referred to as non-taxable income. Non-taxable allowances must be paid as such as well as being shown separately. Allowances that are paid to compensate expense incurred such as car allowance may be excluded as well. • It is required for employers, by “Labour Standard Act”, to give 30 days advance notice of dismissal to any employee. Accolade OCTOBER 2013 11