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Jaffe, citing the terms of Jaffe’s malpractice insurance policy. The policy describes the insured risk as ―psychiatrist’s professional liability in respect of insured’s practice of psychiatry.‖ Another clause of the policy states that Cranford ―agrees to pay such damages as may be awarded in respect of professional services rendered by Jaffe, or which should have been rendered by him, resulting from any claims or suits based solely upon malpractice, error, or mistake.‖ After Cranford refused to defend him, Jaffe hired his own criminal defense lawyer. The case went to trial, and Jaffe was found innocent of all charges. After his acquittal, Jaffe demanded that Cranford reimburse him for the expenses incurred during trial. When Cranford refused this request, Jaffe sued. Who wins? Jaffe v. Cranford Insurance Company, 168 Cal.App.3d 930, 214 Cal.Rptr. 567, Web 1985 Cal.App. Lexis 2153 (Court of Appeal of California) 45.2 Clean Air Act Pilot Petroleum Associates, Inc., and various affiliated companies distributed gasoline to retail gasoline stations in the state of New York. Pilot owned some of these stations and leased them to individual operators who were under contract to purchase gasoline from Pilot. The EPA took samples of gasoline from five different service stations to which Pilot had sold unleaded gasoline. These samples showed that Pilot had delivered ―unleaded gasoline that contained amounts of lead in excess of that permitted by the Clean Air Act and EPA regulations.‖ The United States brought criminal charges against Pilot for violating the act and EPA regulations and sought fines from Pilot. Who wins? United States v. Pilot Petroleum Associates, Inc., 712 F.Supp. 1077, Web 1989 U.S. Dist. Lexis 6119 (United States District Court for the Eastern District of New York) 45.5 Hazardous Waste Douglas Hoflin was the director of the Public Works Department for Ocea n Shores, Washington. During a period of seven years, the department purchased 3,500 gallons of paint for road maintenance. As painting jobs were finished, the 55-gallon drums that had contained the paint were returned to the department’s yard. Paint contains hazardous substances such as lead. When fourteen of the drums were discovered to still contain unused paint, Hoflin instructed employees to haul the paint drums to the city’s sewage treatment plant