ACAMS Today Magazine (March-May 2011) Vol. 10 No. 2 | Page 28

AML CHALLENGES Human trafficking: AML’s dilemma A surprise topic made an appearance at the annual ACAMS conference in Las Vegas in September. And rumor has it the same topic was quite prominent at the ABA Conference in Washington, DC in October. Human trafficking, a seldom-referenced topic in anti-money laundering circles, has become a “hot button” topic. Human trafficking is probably the most surreptitious predicate offense to come along since the inception of suspicious activity reporting (SAR) requirements with billions of dollars generated annually from its various forms. With that kind of growth, any level of support that anti-money laundering (AML) professionals can provide law enforcement in identifying money laundering resulting from human trafficking is invaluable. “After drug dealing, human trafficking is tied with the illegal arms trade as the second largest criminal industry in the world, and it is the fastest growing.”1 Though human trafficking spans continents, defining the financial red-flag indicators of human trafficking is extremely challenging because it presents in multiple forms. To develop human trafficking indicators, the illegal activity itself must be defined. First and foremost, human trafficking is not the same as smuggling. Those who are smuggled consent to their situations in one form or another, whereas trafficking involves use of force/coercion against the victim. Trafficking need not involve physical movement of a victim, whereas smuggling involves transnational or international movement. The “Protocol to Prevent, Suppress and Punish Trafficking in Persons, especially Women and Children” is a protocol to the Convention against Transnational Organized Crime. Also called the Trafficking Protocol, it is one of the two “Palermo protocols” adopted by the United Nations in Palermo, Italy, in 2000. Signed by 116 countries, the Trafficking Protocol became effective in December 2003.2 According to the Trafficking protocol, trafficking in persons is defined as: “(a)… the recruitment, transportation, transfer, harbouring or receipt of persons, by means of the threat or use of force or other forms of coercion, of abduction, of fraud, of deception, of the abuse of power or of a position of vulnerability or of the giving or receiving of payments or benefits to achieve the consent of a person having control over another person, for the purpose of exploitation. Exploitation shall include, at a minimum, the exploitation of the prostitution of others or other forms of sexual exploitation, forced labour or services, slavery or practices similar to slavery, servitude or the removal of organs; (b) The consent of a victim of trafficking in persons to the intended exploitation set forth in subparagraph (a) of this article shall be irrelevant where any of the means set forth in subparagraph (a) have been used; (c) The recruitment, transportation, transfer, harbouring or receipt of a child for the purpose of exploitation shall be considered “trafficking in persons” even if t \