ACAMS TODAY, December 2023–February 2024 December 2023–February 2024 | Page 41

Graphic 1 below is a depiction of the survey respondents ’ views on the benefits and challenges of the ISO 20022 payment standard .
Graphic 1 : Survey results ( in percentages )
Will the ISO 20022 standard be more effective in terms of transparency
Advantages of ISO 20022 standard vis-a-vis existing MT standard
80 70
Yes
80 70
60
60
50
50
40
40
30 20 10
No
30 20 10
0
0
Addressing compliance risk and enhanced structured data
Consistent data model
Effective regulatory reporting
Benefits of ISO 20022 standard
Challenges in the adoption of ISO 20022 standard
Effective regulatory reporting
Consistent data model
Addressing compliance risk and enhanced structured data
0 10 20 30 40 50 60 70 80
■ Understanding new syntax
■ Implementation challenges
Visualization : Sachin Shah Source : Survey and results conducted by the author 5
ACAMS Today | December 2023 – February 2024 41