ABC Newspapers ACS-BSLSpring_Home_Improvement 2026 | 页面 5

Spring Home Improvement April 2026 • Page 5

Whether you have equity or are just getting started, we’ ll help you find the right path forward.

From your first home to building or renovations, our top-rated mortgage team is here to guide you every step of the way.

Home construction loans with only one closing.

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can be noisy and messy, and maybe those are days when you plan to be away from the house for a few hours.

Store items out of harm’ s way

Invest in a storage solution for the duration of the renovation. Decluttering and removing items before the project is in full force will make it easier to work and maneuver, and it also means fewer items will need to be cleaned afterwards. Renovations tend to kick up a lot of construction dust, after all.

Designate a safe zone

Establish a room or rooms as work-free areas to which residents can retreat. If multiple rooms are being renovated, you might consider spending time with a family member or friend, or getting a hotel for a short duration until the bulk of disruption dies down.

Lower your standards

Homecooked meals may be your standard most days of the week, but it’ s alright to be a bit lax when remodeling projects begin. Relying on frozen foods or takeout might be necessary for a little while.

Remodeling projects can be disruptive and stressful, but certain strategies can make it easier to get through projects without too much disruption.

mymagnifi. org / home

Home Equity Line of Credit( HELOC)

Turn your home’ s equity into flexible funds for updates, repairs, or whatever’ s next with a HELOC from Magnifi.

APR for 12 Months

No Annual Fee

* APR = Annual Percentage Rate. Rates are effective as of 8 / 1 / 2025. Rates are based on credit history, loanto-value, and other factors. HELOC loan amounts range from $ 10,000 to $ 125,000, with at least $ 10,000 in new loan proceeds with Magnifi. LTVs above 80 %, non-primary residences, commercial, agricultural, large acreage properties, and / or credit scores under 719 are not eligible for this promotion. Members may be required to pay up to $ 499 towards closing costs, which does not include expenses related to property taxes, homeowner’ s insurance, prepaid interest, and fees for a potential subordination agreement. Other restrictions may apply. All loans subject to approval. After the 10-year draw period, the amount owed will be repaid over 10 years. Membership eligibility and $ 5 share deposit are required. See your tax advisor for details regarding interest deductibility. Insured by NCUA.

HELOC up to 80 % LTV Credit Score

First 12 months, APR as low as

Limited-Time Offer! mymagnifi. org / heloc

After 12 months, variable APR as low as

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