USE THE TAX RETURN TO GET THE KITCHEN OF YOUR DREAMS

Spring Home Improvement April 2025 • Page 5

LOWEST PRICES

DIRECT IMPORTERS OF GRANITE AND QUARTZ TAKE ADVANTAGE OF THE BEST PRICING NOW

3 CONVENIENT SHOWROOMS: 11521 EAGLE STREET NW STE. 10, COON RAPIDS 13720 GROVE DRIVE STE. 3, MAPLE GROVE 1275 COUNTY RD D, EAST # 102, MAPLEWOOD www. tcdiscountgranite. com • 763.862.0888

RECEIVE A FREE BATHROOM VANITY TOP- INSTALLED- UP TO 30” WITH ANY KITCHEN COUNTER PURCHASE OVER 50 SQ. FT. MUST PRESENT AD AT TIME OF PURCHASE. EXPIRES 6 / 1 / 2025.

40 SQ. FT. PURCHASE *

• Trees

• Shrubs

• Perennials

• Annuals

• Veggies

• Hanging Baskets

Garden Supplies, Landscaping & Irrigation 19720 Iguana St. NW, Elk River • 763-274-2678 www. gnlandscapes. com

• Unique Gifts & Decor

• Bulk Rock

• Mulch

• Soils

• Landscape Supplies

• Irrigation and More

Must present Coupon for Discount. One coupon per customer. Cannot be combined with other coupons. Exp 5 / 31 / 24

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Tap into your home’ s equity for life’ s big moments- home improvements, tuition, vacations, or debt consolidation. Make it happen with a Home Equity Line of Credit( HELOC) with Magnifi.

APR for 12 Months

No Annual Fee

Start here: mymagnifi. org / heloc

APR = Annual Percentage Rate. Offer valid for applications received January 1 – April 30, 2025, and is subject to change without notice. Rates are based on credit history, loan-to-value, and other factors. HELOC loan amounts range from $ 10,000 to $ 125,000, with at least $ 10,000 in new loan proceeds with Magnifi. LTVs above 80 %, non-primary residences, commercial, agricultural, large acreage properties, and / or credit scores under 719 are not eligible for this promotion. Members may be required to pay up to $ 499 towards closing costs, which could include the non-refundable cost of an appraisal and does not include expenses related to property taxes, homeowner’ s insurance, prepaid interest, and fees for a potential subordination agreement. Other restrictions may apply. All loans subject to approval. After the 10-year draw period, the amount owed will be repaid over 10 years. Membership eligibility and $ 5 share deposit are required. See your tax advisor for details regarding interest deductibility. Insured by NCUA.

HELOC up to 80 % LTV Credit Score

First 12 months, APR as low as

After 12 months, APR as low as