A Detailed Guide to Travel Insurance in Victoria BC Categories of Home Insurance Policy Coverage | Page 4

Basic or Named Risks
 If you wish to spend less and hold economic risk
of some failures yourself, think about basic or
named risk.
 This
policy covers only those risk which are
specifically stated.
Personal Liability
 Personal
liability occurs in an accident whether
its inside your house or outside of your house,
which result in bodily injury or physical damage
for which you are held legally responsible.