A Bug Free Mind Andy Shaw PDF Review 1 A Bug Free Mind Andy Shaw PDF Review 1 | Page 82

Why is it we all judge ‘usually harshly’ and ‘usually without any evidence’,
or even without just looking at the other side of the story? It is because we like
conflict, we enjoy it, why do you think newspapers and the TV news only give us
the awful stories?…Well because they are all in show business and they are
giving the public what it wants.
A sort of quick story which goes to explain this:-
During the entire financial nightmare I went through last year, one of the
many, many hurdles was that a mortgage lender nearly repossessed my mum’s
home. It was singularly the most expensive mortgage I had, being 300% more
expensive than the next nearest. This was because it was on a fixed rate and as of
Oct 2010 the mortgage would drop down to roughly one third of the amount.
And me with no income, made this difficult to say the least.
So I knew I had to bridge the gap until the rate dropped, as I could then
make the payments at that level, no worries. I decided that the way to keep the
house was for Mum to move in with us, and then rent it out. Together, with our
payment and the rent, that would sort the problem. Then when the mortgage
reduced later on, I could move my Mum back in to her home (as it happens she
is great to live with and no problem).
So what I did was rent the property out. I rented it for 12 months rent
up front, no worries. I could now pay the mortgage lender and everyone was
happy. Except the letting agent decided to keep the money…Yes, yes, I know it
was illegal but they did it anyway and I am pursuing them legally at the moment.
Anyway, they kept it.
We had been served a repossession order in October for 60 days. I had
told the judge that I would be able to make the full payments from January and
continue to make the 50% payments I was currently making, which is why he
gave me 60 days to sort it out. In January the mortgage lender was still trying to
repossess and I was going to go to court to stop the repossession. But the
tenants who had just moved in and paid 12 months’ rent where told that they
were about to be kicked out.
Obviously they were not happy to say the least (and I know because they
told me that they thought I was not a very nice person at the time). Even though
they had no legal standing, they asked for a suspension of the order, this was
about eight days before the repossession date. As it happened, even though they
had brought the action, they were not permitted to enter the court unless I said
they could. Well of course I let them in, I wanted to show them that I wasn’t thi s
two-headed devil.
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