55+ Living Guide Winter 2014 | Page 32

Independent Living Independent Living TECHNOLOGY B Y R o bert N a z arian Plan B Costs Plan A Costs Plan C Costs Plan D Costs INSIDE ADVICE ON HOW TO SHOP AROUND FOR THE RIGHT CELL PHONE & PLAN T he cost of owning a mobile phone has skyrocketed over the years, but there are simple ways to minimize your costs. The first thing you need to decide is if you really need a smartphone. Smartphones are great, but if you are already out of the workforce and do not need to be connected constantly, I recommend buying a Wi-Fi tablet and using a basic phone for the times when you need to receive or place calls. If you go this route, your best bet is to sign up with a pay as you go or prepaid plan. Not only are they cheaper in the long run, you also won’t be tied down with a contract. Phones are as low as $20, and you can purchase minutes that are good for various periods of time. Verizon’s Per Day plan is one of the best deals around. You can purchase $100 of credit, which is good for one year. Calls to other Verizon phones are free, while other calls are billed at $0.10 per minute. There is also a one time charge of $0.99 for each day you use the phone. If you find that you don’t make or receive calls on a daily basis and most of your family and friends are on Verizon, you will save as much as $300 to $400 annually over traditional plans. Other carriers offer sim