Disability
Short-Term Disability
Short-Term Disability( STD) Insurance is provided by Mutual of Omaha( MOO). This coverage is voluntary and employee paid. Coverage is offered at 60 % of your weekly base salary with a maximum weekly benefit of $ 2,500. Short-Term Disability is available after a 14-day waiting period and upon the exhaustion of your sick leave. There is no pre-existing condition limitation if elected during New Hire Enrollment. Disability coverage elected during Annual Enrollment will exclude coverage for any conditions you received treatment for in the previous 3-month period prior to the start of your coverage.
Long-Term Disability
Long-Term Disability( LTD) Insurance is provided by Mutual of Omaha( MOO). The City covers you at 60 % of your monthly base salary with a maximum monthly benefit of $ 6,000. This coverage is employer paid. Long-Term Disability is available after a 120-day waiting period and upon the exhaustion of your sick leave. Long-Term Disability has a maximum duration of 24 months for a disability that keeps you from performing the essential functions of your own occupation. If you become disabled before age 62, benefits may continue beyond the 24 month period if it is determined you are unable to perform the essential functions of any occupation.
Supplemental
Accident
Accident Insurance is provided by Mutual of Omaha( MOO). Accident Insurance provides cash benefits paid directly to you that help with out-of-pocket expenses- medical and nonmedical- associated with your treatment in the event of a covered accident.
Critical Illness
Critical Illness Insurance is provided by Mutual of Omaha( MOO). Critical Illness Insurance provides cash benefits paid directly to you when you are diagnosed with a covered critical illness. The Plan provides a lump sum benefit to help with out-of-pocket medical expenses and the living expenses that can accompany a covered critical illness. Your cost is based on your age as of January 1 of each year and is calculated based on 5-year age brackets. Coverage is available at $ 10,000 or $ 20,000. If you purchase coverage on yourself, you may also purchase coverage on your spouse at $ 5,000 or $ 10,000( up to 50 % of your own coverage). Children are automatically included under your coverage.
Employee Assistance Program
The Employee Assistance Program( EAP) is provided by AllOne Health. This program is employer paid. The EAP is a full-service program, providing confidential mental health therapy services, legal services, financial services, work / life referrals, and wellness resources to you and individuals living in your home. EAP services include eight( 8) free therapy sessions per family member per issue per Plan Year.
Note: The access code to enter the website is“ coarlington”. Before visiting with a therapist please visit the website or call AllOne Health to obtain your visit code.