Virtual Health
Virtual Health is provided by MD Live under BlueCross BlueShield( BCBS). Virtual visits are available for non-emergency medical care, as well as mental health services, and are available 24 / 7. Under the High Deductible Health Plan( HDHP), medical visits cost a minimum of $ 48 per virtual visit( contracted rate may vary). Mental health visits range in cost but are lower than in-person visits. Once your deductible is met, visits are $ 0. Under the Copay Plan, all visits are $ 30 per virtual visit.
Wellness
Our Wellness Program operates under our Medical Plan and is called Wellness for Life. If you participate in the wellness program you receive a $ 20 discount on your medical premium on each paycheck. The Wellness Program consists of participation in health care visits and various activities. Please refer to the Wellness Flyer on our Benefits Portal for detailed information and instructions.
Tobacco Cessation: Employees enrolled in a Medical Plan must self-report as a tobacco user if they have used tobacco within the past 12 months. Tobacco users pay an extra $ 25 per paycheck towards their medical premium. Enrolled employees have access to Tobacco Cessation programs under BCBS. Sign up for a program by visiting mybam. bcbstx. com or calling 877-806-9380. If you participate in a Tobacco Cessation Program or consistently use tobacco cessation products with an intent to quit, you may submit documentation to stop the $ 25 surcharge.
Dental
Dental Insurance is provided by Ameritas. The City offers two plans- a Base Plan and a Buy Up Plan. Both Plans are Preferred Provider Organizations( PPO) which means you may use out-of-network providers. However, you will not receive Ameritas’ discounted rates when doing so. Both plans provide you with a large network of dental providers throughout the nation. Please see below for the Dental Plan Summary:
Key Dental Benefits Dental Maximums( per member)
Base Plan( PPO)
Buy-Up Plan( PPO)
Class A + B + C $ 1,000 per plan year $ 2,500 per plan year Class D n / a $ 2,500 per lifetime Dental Coinsurance Class A- Preventive Services 20 % $ 0 Class B- Basic Services 40 % after deductible 20 % after deductible Class C- Major Services 50 % after deductible 50 % after deductible Class D- Orthodontia( Child + Adult) none 50 % Dental Deductibles( per member) Class A- Preventive Services none none Class B- Basic Services $ 50 per lifetime $ 50 per lifetime Class C- Major Services $ 50 per lifetime $ 50 per lifetime Class D- Orthodontia none none Waiting Periods Class A + B + C + D none none