2025 Employee Benefits Guide | Page 10

Voluntary Life with AD & D
Critical Illness
Short-Term Disability
Accident

Rates Continued...

Voluntary Life with AD & D

Employee & Spouse Premiums per $ 1,000
Life
Biweekly
Monthly
18-24
0.025
0.054
25-29
0.029
0.062
30-34
0.032
0.070
35-39
0.039
0.086
40-44
0.058
0.126
45-49
0.094
0.204
50-54
0.156
0.338
55-59
0.232
0.503
60-64
0.349
0.756
65-69
0.514
1.113
70-74
2.045
4.430
75 +
6.904
14.959
AD & D
0.011
0.024
Child( ren) Premium: $ 10,000 flat amount
Biweekly
Monthly
Life
$ 0.77
$ 1.66
AD & D
$ 0.18
$ 0.40

Critical Illness

Voluntary Life with AD & D: Employees must purchase Vol Life on themselves in order to purchase Vol Life for family members. If both the Employee and Spouse are employees of the City, you may not purchase Spouse coverage for one another, nor may you both purchase child coverage. Child rates are flat rates regardless of the number of children. AD & D coverage is automatically added to your Vol Life premium upon enrollment.

Short-Term Disability

Accident

Employee Premiums per $ 10 Biweekly
Employee Premiums Biweekly
Monthly Employee Only $ 0.17 $ 0.36
Monthly Employee Only $ 3.85 $ 8.34 Employee + Spouse $ 7.02 $ 15.20 Employee + Children $ 7.61 $ 16.48 Employee + Family $ 9.21 $ 19.96
Employee & Spouse Premiums per $ 1,000
Biweekly
Monthly
18-24
$ 0.10
$ 0.21
25-29
$ 0.12
$ 0.26
30-34
$ 0.16
$ 0.34
35-39
$ 0.23
$ 0.50
40-44
$ 0.31
$ 0.67
45-49
$ 0.43
$ 0.92
50-54
$ 0.58
$ 1.26
55-59
$ 0.76
$ 1.65
60-64
$ 1.08
$ 2.33
Critical Illness: If both the Employee and Spouse are employees of the City, you may not both purchase Spouse coverage for one another. Children are automatically included in your coverage at no extra cost.
65-69 $ 1.50 $ 3.25 70-74 $ 2.04 $ 4.42 75 + $ 2.61 $ 5.65