DON ’ T APPLY FOR A NEW CREDIT CARD
Remember that when you apply for a new credit card , it can reflect poorly on your credit rating
DON ’ T FURNISH THE HOME BEFORE YOU OWN IT
Even if you ’ ve picked out furnishings , avoid purchasing them until after you close on your home
DON ’ T BUY A NEW CAR
Purchases , especially large ones , can prevent your loan from being approved
DON ’ T CHANGE JOBS
Even if a job offers better pay and career advancement , it can harm the application process
DON ’ T CLOSE ANY CREDIT ACCOUNTS
Consolidating balances and canceling unused cards can negatively effect your credit score
DON ’ T GET BEHIND ON PAYMENTS
Pay all bills on time , no matter how big or small
DON ’ T MOVE MONEY WITHOUT A PAPER TRAIL
Your lender will need documentation for all of your transactions
DON ’ T SPEND YOUR SAVINGS
You will need money for your down payment and other home buying expenses