STEP 1 - HOUSEHOLD GROSS MONTHLY INCOME
Wages , salaries after expenses Interest , dividends , or rental income Other income TOTAL MONTHLY INCOME
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STEP 2 - MONTHLY NON-HOUSING EXPENSE
Food / Clothing Medical Life Insurance Child Care / Elder Care Automobile Expenses Education / Student Loans Savings / Investments Travel / Recreation Monthly credit card payments Monthly bank loan payments Any court ordered amount you owe
TOTAL MONTHLY NON-HOUSING EXPENSE
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STEP 3 - AVAILABLE MONTHLY HOUSING EXPENSES
Step 1 Total minus Step 2 Total equals the total amount of funds available for monthly housing expenses
Total Step 1 Total Step 2
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TOTAL AVAILABLE FOR MONTHLY HOUSING BUDGET
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