Disability
Short-Term Disability
Short-Term Disability ( STD ) Insurance is provided by The Standard . This coverage is voluntary and at your own cost . You may elect coverage at 40 %, 50 % or 60 % of your weekly salary , for a maximum weekly benefit of $ 1,250 . Short-Term Disability begins on the 15th day of a continuous 14-day absence for a qualifying disability with a maximum duration of 16 weeks . There is no pre-existing condition limitation if elected during new hire enrollment . Disability coverage elected during Annual Enrollment will exclude coverage for any conditions you received treatment for in the previous three-month period prior to the start of your coverage .
Long-Term Disability
Long-Term Disability ( LTD ) Insurance is provided by The Standard . The City covers you at 60 % of your monthly salary at no cost to you , with a maximum monthly benefit of $ 6,000 . Long-Term Disability is available after a 120- day waiting period with a maximum duration of 24 months for a qualifying disability that keeps your from performing the essential functions of your own occupation . If you become disabled before age 62 , benefits may continue beyond the 24 month period if it is determined you are unable to perform the essential functions of any occupation .
Supplemental
Accident
Accident Insurance is provided by Allstate . Accident Insurance provides cash benefits paid directly to you that help with out-of-pocket expenses - medical and nonmedical - associated with your treatment in the event of a covered accident .
Critical Illness
Critical Illness Insurance is provided by Allstate . Critical Illness Insurance provides cash benefits paid directly to you when you are diagnosed with a covered critical illness . The Plan provides a lump sum benefit to help with outof-pocket medical expenses and the living expenses that can accompany a covered critical illness .
Employee Assistance Program
The Employee Assistance Program ( EAP ) is provided by Optum . The City provides this program at no cost to you . The EAP is a full-service program , providing mental health therapy services , legal services , financial services , work / life referrals , and wellness resources to you and individuals living in your home . EAP services include six ( 6 ) free therapy sessions per family member per issue per Plan Year .
Note : The access code to enter the website is “ Arlington ”. Before visiting with a therapist please visit the website or call Optum to obtain your visit code .