OTHER BENEFIT PLANS
C R I T I C A L I L L N E S S I N S U R A N C E
The signs pointing to critical illness , such as heart attacks , strokes or cancer , are not always evident or preventable , and your medical plan will only cover so much of these expenses . Critical illness insurance provides an additional layer of financial coverage in the event of a covered critical illness .
Initial Critical Illness Benefits 1 |
Low Plan |
High Plan |
Heart Attack ( 100 %) |
$ 10,000 |
$ 20,000 |
Stroke ( 100 %) |
$ 10,000 |
$ 20,000 |
Coronary Artery Bypass Surgery ( 100 %) |
$ 2,500 |
$ 5,000 |
Major Organ Transplant ( 100 %) |
$ 10,000 |
$ 20,000 |
End Stage Renal Failure ( 100 %) |
$ 10,000 |
$ 20,000 |
Three months after his wellness exam , Bill suffers a heart attack and is hospitalized for three days . One year later , Bill is unexpectedly diagnosed with cancer , receives treatment and makes a full recovery . Three months later , Bill suffers another heart attack and undergoes a coronary artery bypass surgery . Fortunately , Bill had coverage through Allstate ’ s Critical Illness Insurance to help cover the substantial financial expenses .
Waiver of Premium ( Employee Only ) Yes Yes
CANCER CRITICAL ILLNESS BENEFITS 1
Invasive Cancer ( 100 %) $ 10,000 $ 20,000 Carcinoma in Situ ( 25 %) $ 2,500 $ 5,000
Second Event Benefits 2
Second Event Initial Critical Illness Benefit Yes Yes
Additional Benefit
Wellness Benefit ( Per Year ) $ 50 $ 50
1
All covered dependent benefits are equal to 50 % of stated amount .
2
Pays same amount as Initial Critical Illness Benefit
First Heart Attack $ 10,000 Invasive Cancer Treatment $ 10,000 Second Heart Attack $ 10,000 Bypass Surgery $ 2,500 Wellness Benefit $ 100 Total Costs Covered $ 32,600
* For illustrative purposes only . Payouts may vary based upon your situation and treatment .
The Allstate Critical Illness Plan is a guaranteed issuance plan , meaning that an Evidence of Insurability ( EOI ) will not be required prior to the start of coverage . The plan also works alongside your United Healthcare medical plan to further reduce your out of pocket expenses .
Visit
the Human Resources Portal to view the plan summary documents or contact Human Resources at 817-459-6869 for more information and limitations on Critical Illness plans .
City of Arlington / EMPLOYEE BENEFITS GUIDE 2021
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