120 Days
60 % of pay
Other Income
DISABILITY COVERAGE
S H O R T - T E R M D I S A B I L I T Y ( S T D )
If you experience an illness or injury that prevents you from working , Short-Term Disability Insurance ( STD ) through The Standard can help replace a portion of your lost income .
N N U A L E N R O L L M E N T P R O C E S S
Replaces a portion of your lost income when a qualifying illness or injury prevents you from working for the time period leading up to the start of long-term disability benefits .
Adding Increasing Life Insurance Selections
Additions orYou increases may to select new or income existingcoverage will amounts requireat the40 completion %, 50 % or of60 an% Evidence of your ofcovered Insurability earnings ( EOI ), also , known as a proof whichofincludes good health base , which salary maybut include notphysical additional examinations pays , forora lab maximum work scheduled weekly and benefit provided not byto
the carrier . Afterexceed electing$ 1,250 the benefit . during the annual enrollment period , coverage will not become effective until completion of the EOI and approval by Standard underwriters .
Benefit begins the 15 th day of a continuous 14-day absence for a qualifying disability ,
Age and Rate illnessUpdates
or injury and may be paid up to 16 weeks or until you no longer qualify .
Optional employee and spouse life insurance rates are based on employee age bands . The employee ’ s age is updated annually as of NoJanuary pre-existing 1 . condition limitation if elected within 30 days of hire ; election during annual enrollment will exclude coverage from any conditions you received treatment for
Decreasing the or Stopping previous three-month Coverage period prior to the start of your STD coverage .
To lower or stop optional life insurance coverage , submit a Life Insurance Change Form to Human Resources .
X
As with LTD benefits , your STD benefit may be reduced by other sources of income including Workers ’ Compensation . Contact Human Resources for more information .
LEARN ABOUT RATES AND LIMITATIONS FOR STD COVERAGE ON PAGE 23
L O N G - T E R M D I S A B I L I T Y ( L T D )
The City of Arlington provides , at not cost to you , a Long-Term Disability ( LTD ) benefit equal to 60 % of your base monthly pay . Details on the plan are illustrated below :
120 Days
LTD benefits begin after a 120-day elimination period for a qualifying disability , occupational or non-occupational illness or injury .
60 % of pay
Your benefit replaces 60 % of your base pay with a maximum monthly benefit of $ 6,000 and is payable for up to 24 months in which you are unable to perform the essential functions of your position .
Other Income
LTD benefits are reduced by other sources of income during your disability such as Workers ’ Compensation , Social Security , TMRS and other benefits .
Contact
Human Resources or visit the Human Resources portal for summary plan information about your Long-Term or Short-Term Disability coverage .
City of Arlington / EMPLOYEE BENEFITS GUIDE 2021
23