2020 Employee Benefits Guide 2020 Employee Benefits Guide | Page 33

APPENDIX B - 2020 Rates Optional Term Life - Employee

Employee - Optional Term Life Bi-Weekly Cost per Coverage Amount with Matching OAD & D
Coverage is available in increments of $ 10,000 ( minimum $ 20,000 ) to a maximum of $ 500,000 , not to exceed 8.0 times employee ’ s base annual salary . Initial rates based on age as of effective date of your coverage . Rates will change based on the following age schedule each January 1 .
Age
$ 270,000 $ 280,000 $ 290,000 $ 300,000 $ 310,000 $ 320,000 $ 330,000 $ 340,000 $ 350,000 $ 360,000 $ 370,000 $ 380,000
< 25
$ 10.59
$ 10.98
$ 11.38
$ 11.77
$ 12.16
$ 12.55
$ 12.95
$ 13.34
$ 13.73
$ 14.12
$ 14.52
$ 14.91
25-29
$ 11.59
$ 12.02
$ 12.45
$ 12.88
$ 13.31
$ 13.74
$ 14.16
$ 14.59
$ 15.02
$ 15.45
$ 15.88
$ 16.31
30-34
$ 12.71
$ 13.18
$ 13.65
$ 14.12
$ 14.59
$ 15.06
$ 15.54
$ 16.01
$ 16.48
$ 16.95
$ 17.42
$ 17.89
35-39
$ 14.83
$ 15.38
$ 15.93
$ 16.48
$ 17.03
$ 17.58
$ 18.12
$ 18.67
$ 19.22
$ 19.77
$ 20.32
$ 20.87
40-44
$ 20.19
$ 20.94
$ 21.68
$ 22.43
$ 23.18
$ 23.93
$ 24.67
$ 25.42
$ 26.17
$ 26.92
$ 27.66
$ 28.41
45-49
$ 30.78
$ 31.92
$ 33.06
$ 34.20
$ 35.34
$ 36.48
$ 37.62
$ 38.76
$ 39.90
$ 41.04
$ 42.18
$ 43.32
50-54
$ 48.85
$ 50.66
$ 52.47
$ 54.28
$ 56.09
$ 57.90
$ 59.70
$ 61.51
$ 63.32
$ 65.13
$ 66.94
$ 68.75
55-59
$ 71.16
$ 73.79
$ 76.43
$ 79.06
$ 81.70
$ 84.33
$ 86.97
$ 89.60
$ 92.24
$ 94.87
$ 97.51
$ 100.14
60-64
$ 105.30
$ 109.20
$ 113.10
$ 117.00
$ 120.90
$ 124.80
$ 128.70
$ 132.60
$ 136.50
$ 140.40
$ 144.30
$ 148.20
65-69
$ 153.53
$ 159.21
$ 164.90
$ 170.58
$ 176.27
$ 181.96
$ 187.64
$ 193.33
$ 199.02
$ 204.70
$ 210.39
$ 216.07
70-74
$ 601.27
$ 623.54
$ 645.81
$ 668.08
$ 690.35
$ 712.62
$ 734.88
$ 757.15
$ 779.42
$ 801.69
$ 823.96
$ 846.23
75 +
$ 2,022.76
$ 2,097.67
$ 2,172.59
$ 2,247.51
$ 2,322.42
$ 2,397.34
$ 2,472.26
$ 2,547.18
$ 2,622.09
$ 2,697.01
$ 2,771.93
$ 2,846.84
Age
$ 390,000 $ 400,000 $ 410,000 $ 420,000 $ 430,000 $ 440,000 $ 450,000 $ 460,000 $ 470,000 $ 480,000 $ 490,000 $ 500,000
< 25
$ 15.30
$ 15.69
$ 16.08
$ 16.48
$ 16.87
$ 17.26
$ 17.65
$ 18.05
$ 18.44
$ 18.83
$ 19.22
$ 19.62
25-29
$ 16.74
$ 17.17
$ 17.60
$ 18.03
$ 18.46
$ 18.89
$ 19.32
$ 19.74
$ 20.17
$ 20.60
$ 21.03
$ 21.46
30-34
$ 18.36
$ 18.83
$ 19.30
$ 19.77
$ 20.24
$ 20.71
$ 21.18
$ 21.66
$ 22.13
$ 22.60
$ 23.07
$ 23.54
35-39
$ 21.42
$ 21.97
$ 22.52
$ 23.07
$ 23.62
$ 24.17
$ 24.72
$ 25.26
$ 25.81
$ 26.36
$ 26.91
$ 27.46
40-44
$ 29.16
$ 29.91
$ 30.66
$ 31.40
$ 32.15
$ 32.90
$ 33.65
$ 34.39
$ 35.14
$ 35.89
$ 36.64
$ 37.38
45-49
$ 44.46
$ 45.60
$ 46.74
$ 47.88
$ 49.02
$ 50.16
$ 51.30
$ 52.44
$ 53.58
$ 54.72
$ 55.86
$ 57.00
50-54
$ 70.56
$ 72.37
$ 74.18
$ 75.99
$ 77.80
$ 79.61
$ 81.42
$ 83.22
$ 85.03
$ 86.84
$ 88.65
$ 90.46
55-59
$ 102.78
$ 105.42
$ 108.05
$ 110.69
$ 113.32
$ 115.96
$ 118.59
$ 121.23
$ 123.86
$ 126.50
$ 129.13
$ 131.77
60-64
$ 152.10
$ 156.00
$ 159.90
$ 163.80
$ 167.70
$ 171.60
$ 175.50
$ 179.40
$ 183.30
$ 187.20
$ 191.10
$ 195.00
65-69
$ 221.76
$ 227.45
$ 233.13
$ 238.82
$ 244.50
$ 250.19
$ 255.88
$ 261.56
$ 267.25
$ 272.94
$ 278.62
$ 284.31
70-74
$ 868.50
$ 890.77
$ 913.04
$ 935.31
$ 957.58
$ 979.85
$ 1,002.12
$ 1,024.38
$ 1,046.65
$ 1,068.92
$ 1,091.19
$ 1,113.46
75 +
$ 2,921.76
$ 2,996.68
$ 3,071.59
$ 3,146.51
$ 3,221.43
$ 3,296.34
$ 3,371.26
$ 3,446.18
$ 3,521.10
$ 3,596.01
$ 3,670.93
$ 3,745.85
Rates may change as the insured enters a higher age category . Also , rates may change if plan experience requires a change for all insureds .

Optional Term Life - Child

Children - Optional Dependent Term Life Bi-Weekly Cost per Coverage Amount
One premium rate covers all eligible children
$ 10,000 $ 0.83
32