Other Benefit Plans ( ALLSTATE )
Accident Insurance
Accident insurance from Allstate Benefits provides cash benefits for out-ofpocket expenses associated with an accidental injury . Coverage is guaranteed issue at initial enrollment and the policy is portable . A Benefit Enhancement Rider has been added to expand your coverage , providing benefits if you have medical procedures often associated with accidents .
This includes benefits for hospital admission , CT scan and MRI , general anesthesia , medical supplies , physical therapy and more .
You may elect coverage for your eligible dependents . Covered spouses receive 50 % of the benefit amount and children receive 25 %.
Critical Illness Insurance
Critical illness coverage can help protect your finances in case you are faced with a life changing illness .
This plan provides financial reassurance to help cover the out-of-pocket expenses associated with a heart attack , stroke , coronary bypass surgery , major organ transplant and end stage renal failure . A Wellness Benefit is included to help keep you healthy , and the Cancer Coverage and Cancer Recurrence Benefit are also included , giving you even greater protection . Employees may elect from two guaranteed issue coverage amounts : $ 10,000 or $ 20,000 .
You may elect to cover your eligible dependents . Covered dependents receive 50 % of employee ’ s basic-benefit amount . This coverage supplements any existing medical benefits and premiums are affordable .
$ 50 Outpatient Physician Visit Benefit ( 2 per Individual , 4 per Family ) when enrolled in Accident Plan . $ 50 Wellness Benefit per year per insured when enrolled in Critical Illness Plan .
Rates and additional information on the plans available from Allstate including the policy are located on the Human Resources portal under Documents and Forms – Allstate . Annual Enrollment Information
Allstate has agreed to a true open enrollment for the 2020 plan year , so employee enrollments will not require any Evidence of Insurability forms be completed .
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