Life Insurance
NEW FULL-TIME EMPLOYEES Basic Term Life Insurance
As an eligible employee , the City of Arlington provides Basic Term Life insurance in the amount of twice an employee ’ s annual salary up to $ 300,000 . There is no cost to the employee for the Basic Term Life coverage .
Optional Term Life with Accidental Death & Dismemberment
The City of Arlington understands the importance of protecting your family ’ s future . New full-time employees , through the first 30 days of employment , may elect coverage in $ 10,000 increments , up to 8 times an employee ’ s base annual salary ( minimum enrollment of $ 20,000 ) but not more than $ 200,000 . Employees may elect up to a maximum of $ 500,000 , but the coverage is subject to medical questions ( referred to as Evidence of Insurability – EOI ). Prudential must approve coverage above the new hire guaranteed issue amount ( refer to chart below ) before payroll deductions begin .
Optional Dependent Term Life Insurance
Dependent coverage is contingent upon the dependent not being home / hospital confined for medical care or treatment . This plan pays life insurance proceeds to the employee in the event your spouse / child dies .
• Spouse Coverage : As a full-time employee , you may elect coverage for a spouse in $ 5,000 increments ( minimum $ 10,000 ) up to 50 % of your employee election to a maximum of $ 50,000 . Amounts up to $ 150,000 may be elected , but coverage is subject to medical questions and approval by Prudential ( EOI ).
• Child Coverage : Employees may elect coverage of $ 10,000 for each child under the age of 26 .
Note : Employee must first be enrolled in Optional Term Life Insurance with Accidental Death & Dismemberment to enroll in the spouse and / or child life insurance plan . Guaranteed Issue for New Hires - Full-Time Employees Employee Basic Life
Employee Optional Life / Accidental Death & Dismemberment
Spouse Optional Life
Child Optional Life
$ 300,000 Maximum Coverage
$ 200,000 ( EOI required for a greater amount of coverage )
$ 50,000 ( EOI required for a greater amount of coverage )
$ 10,000 Maximum Coverage
Life Insurance Rates and additional Life Insurance information including the group policy , are located on the Human Resources portal .
Documents and Forms Category : Life Insurance
Annual Enrollment Process Adding or Increasing Life Insurance
Life insurance additions or coverage increases for employee optional life or spouse life during annual enrollment requires completion of a the Evidence of Insurability form ( EOI - also known as proof of good health ). Requests typically require you have lab work completed which will be scheduled by the carrier . Prudential will notify you if any additional information is needed to consider your coverage request . Coverage is not effective unless approval is received from Prudential underwriters .
Age and Rate Updates ( HR Portal Life Plan Summary and Rates )
Optional Employee and Spouse Life insurance rates are based on employee age bands . The employee ’ s age is updated annually as of January 1 st . To lower or stop optional life insurance coverage , complete a Life Insurance Change Form and submit to Human Resources .
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